Dan Thompson Agency
Workers' Compensation Insurance

Workers’ Compensation Insurance Protects Both Employers & Employees

In North Carolina, you are legally required to have workers’ compensation insurance if your business employs three or more individuals, whether they are full- or part-time employees. A workers’ compensation policy will cover medical bills for work-related injuries or illnesses, lost wages, and important liability protections for your business.

This essential coverage for businesses with employees protects both the employee and the business in case of an accident, illness, or even death occurring while at work or in work-related activities off site. This system was created to ensure workers would be taken care of without bankrupting the employer at the same time. Injuries that are not connected to work in any way are excluded.

Workers’ compensation insurance can cover:

  • Medical Expenses
  • Loss of Income
  • Retraining
  • Permanent Injury
  • Survivor Benefits

Having workers’ compensation insurance shows your employees that they will be cared for in the event they are injured on the job, even if it’s a loss that might be too large for their employer to handle financially on their own. It protects your business from significant unexpected events that could lead to bankruptcy in any other case.

At Dan Thompson Agency, we work hard to make sure that you, your employees, and your business have the best possible coverage at the most affordable rates. Let us find you the right policy for this critical coverage.

Workers’ Compensation Insurance Protects Both Employers & Employees

In North Carolina, you are legally required to have workers’ compensation insurance if your business employs three or more individuals, whether they are full- or part-time employees. A workers’ compensation policy will cover medical bills for work-related injuries or illnesses, lost wages, and important liability protections for your business.

This essential coverage for businesses with employees protects both the employee and the business in case of an accident, illness, or even death occurring while at work or in work-related activities off site. This system was created to ensure workers would be taken care of without bankrupting the employer at the same time. Injuries that are not connected to work in any way are excluded.

Workers’ compensation insurance can cover:

  • Medical Expenses
  • Loss of Income
  • Retraining
  • Permanent Injury
  • Survivor Benefits

Having workers’ compensation insurance shows your employees that they will be cared for in the event they are injured on the job, even if it’s a loss that might be too large for their employer to handle financially on their own. It protects your business from significant unexpected events that could lead to bankruptcy in any other case.

At Dan Thompson Agency, we work hard to make sure that you, your employees, and your business have the best possible coverage at the most affordable rates. Let us find you the right policy for this critical coverage.