Dan Thompson Agency
Classic Car Insurance

Preserve Your Collectible with Classic Car Insurance

Your classic car is more than just a second vehicle in your garage, it’s a prized possession and needs extra protection. Whether it’s a historical antique automobile or a classic muscle car, it’s been around for quite a while and is worth insuring and preserving.

Typically, classic cars are vehicles that hold or appreciate in value, and are used primarily for pleasure, exhibitions, or car club activities, versus getting you to and from work each day. (It cannot be your primary automobile or only means of transportation.)

To qualify for classic car insurance, your vehicle should be:

  • At least 25 years old
  • If newer than 25 years old, it needs to be considered to be appreciating in value and is of unique or rare design or limited production.

It is also usually required that your classic car be parked in a garage or stored in a fully enclosed and locked structure to protect it from theft or vandalism.

A standard auto policy is usually not appropriate for a specialty vehicle. Classic cars can represent a significant financial investment, and traditional insurance policies may not be designed to navigate the unique issues that can come up, like when replacement parts are almost impossible to find or only a highly specialized mechanic can provide specific repairs.

So let us know about your restored hot rod, collectible race car, or antique tractor, and we’ll make sure we find the perfect policy to fit the bill. We’ll take a few options for a spin and see which one you like the best.

Preserve Your Collectible with Classic Car Insurance

Your classic car is more than just a second vehicle in your garage, it’s a prized possession and needs extra protection. Whether it’s a historical antique automobile or a classic muscle car, it’s been around for quite a while and is worth insuring and preserving.

Typically, classic cars are vehicles that hold or appreciate in value, and are used primarily for pleasure, exhibitions, or car club activities, versus getting you to and from work each day. (It cannot be your primary automobile or only means of transportation.)

To qualify for classic car insurance, your vehicle should be:

  • At least 25 years old
  • If newer than 25 years old, it needs to be considered to be appreciating in value and is of unique or rare design or limited production.

It is also usually required that your classic car be parked in a garage or stored in a fully enclosed and locked structure to protect it from theft or vandalism.

A standard auto policy is usually not appropriate for a specialty vehicle. Classic cars can represent a significant financial investment, and traditional insurance policies may not be designed to navigate the unique issues that can come up, like when replacement parts are almost impossible to find or only a highly specialized mechanic can provide specific repairs.

So let us know about your restored hot rod, collectible race car, or antique tractor, and we’ll make sure we find the perfect policy to fit the bill. We’ll take a few options for a spin and see which one you like the best.